Why fintechs are transitioning from partners to principals in banking
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Quick Summary
Fintech’s core value proposition was that financial services could be delivered without owning a bank charter. That model produced an entire generation of financial companies. But it also created a structural dependency: fintechs could innovate quickly and focus on software, distribution, and user experience, yet the underlying regulatory authority, lending licenses, deposit insurance, and access … Continue reading "Why fintechs are transitioning from partners to principals in banking" The post Why fintechs are transitioning from partners to principals in banking appeared first on Tearsheet.